月7日调整后五年及以下公积金贷款利率4.45%,月利率为4.45%/1220万,5年(60个月),月还款额:200000*4.45%/12*(14.45%/12)^60/[(14.45%/12)^60-1]=3724.06元还款总额:3724.06*60=2234436说明:^60为60次方7月7日调整后五年以上公积金贷款利率4.90%,月利率为4.90%/1220万,10年(120个月),月还款额:200000*4.90%/12*(14.90%/12)^120/[(14.90%/12)^120-1]=2111.55元还款总额:2111.25*120=253350说明:^120为120次方赞同 |