You and your team are going to pool your money and invest HK$/RMB 100,000.
First, consider your group’s goals. What will you and your teammates do with any profits generated by your investment? Once you have agreed on a goal for your team’s profits, think about how much money you will need to achieve this goal and how soon you want to achieve it.
Second, think about how much risk you and your team are willing to take to achieve the goal. Hold a group discussion to find a level of risk that feels comfortable for everyone on your team.
Third, consider which investments are best suited to your group’s goals and chose risk level. Will you choose stocks, bonds, funds, or any combination of them? What are the advantages and disadvantages of each type of investment for your team’s situation?
Last, make a decision about specific investment plan. Which specific stocks, bonds, or funds and how much do you plan to purchase?
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