=IF((f5-SUM(I5:K5)-h5)>=0,MAX(((G5/12>{0,1500,4500,9000,35000,55000,80000})*(G5*{3,10,20,25,30,35,45}%))-{0,105,555,1005,2755,5505,13505}),MAX((((G5-(3500-(F5-SUM(I5:K5))))/12>{0,1500,4500,9000,35000,55000,80000})*((G5-(3500-(F5-SUM(I5:K5))))*{3,10,20,25,30,35,45}%))-{0,105,555,1005,2755,5505,13505}))...
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