Ageing is becoming a serious problem in the world. The number of retired people increases, human lifetime is lengthened, breeding rate declines leading to the whole society handling the burden of taking care of the aged. Facing the problem of aging in china, the insurance system's development encoutered problems,different countries have many differences in the insurance system. The article makes a comparison of finance method, donating rate, pay condition, the substitution rate and many others. It suggests that the reform should be smooth with implementation, establishing the multi-leveled ageing insurance system. Based on the analyzation of the problem in our country's ageing insurance system, the paper inclues the success experiences of other countries and their faults, to perfect the china's ageing insurance system.
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