为什么不用翻译软件呢？Credit risk in banking business process can not be avoided in reality, in recent years, with the trend of financial globalization and financial market volatility increased, the risk management of commercial banks in international and domestic financial sector has been the focus of attention.At the same time, the credit risk of commercial banks in China's major risks, it is China's commercial banks constitute the focus of risk management and difficulties in risk management is the core of the bank.
Credit risk management of commercial banks and non-bank financial institutions as an important management component of the recognition of credit risk is the first step in risk management. Credit risk is the formation of non-customers a risk means that the customer does not default on debt payments of the interest by contract.With the ever-changing business environment and increasingly fierce competition, commercial banks and non-bank financial institutions, increasing credit risk. Here, from an accounting point of view of how the commercial banks do a good job in the control of credit risk are discussed. Analysis by the accounting method applied to the loan before the loan and the Post-lending Management survey of the whole process of distortion of accounting information to find prevention methods, thereby revealing the true state of business enterprises and solvency for the loans and the provision of Post-lending Management strong basis for decision making. |
